Implementation of Microfinance Financing Program for Women's Business Group in Village-Owned Enterprises with Gempol District

Abstract

This study aims to analyze the Implementation of the Microfinance Program for women's business groups managed by the Joint Village-Owned Enterprise (BUMDESMA) "Gempol Sejahtera" in Gempol District, Pasuruan Regency. The method used is qualitative descriptive. The results of the study include four main variables in the implementation of the analyzed policy, namely 1). Good and structured communication not only increases the effectiveness of the program but also builds trust and active involvement of women business group members in the microfinance program managed by BUMDESMA "Gempol Sejahtera"; 2). Resources show that the availability of resources, both financial and labor, is very important for the success of the Microfinance Financing Program at BUMDESMA "Gempol Sejahtera"; 3). The good disposition of the policy implementers, which includes high dedication and adequate incentives, greatly contributes to the effectiveness of the implementation of the program;