DOI of the published article https://doi.org/10.24905/permana.v17i3.1335
The Influence of Financial Technology, Financial Literacy, and Trust on the Financial Behavior of Students in Sidoarjo
Pengaruh Financial Technology, Literasi Keuangan dan Kepercayaan terhadap Perilaku Keuangan Mahasiswa di Sidoarjo
DOI:
https://doi.org/10.21070/ups.9907Keywords:
Financial Technology, Literasi Keuangan, Kepercayaan, Perilaku KeuanganAbstract
The purpose of this study is to examine the influence of Financial Technology, Financial Literacy, and Trust on the
Financial Behavior of students in Sidoarjo. This study uses a quantitative approach with a descriptive method. The
population of the study comprises all students in Sidoarjo, and the sample was taken using a non-probability sampling
technique with a purposive sampling approach totaling 100 respondents. Data were collected through online
questionnaires using Google Forms and then analyzed using the Partial Least Square (PLS) method with the aid of
SmartPLS version 3.0 software. The results of the study show that Financial Technology has a positive and significant
effect on students' Financial Behavior, Financial Literacy also has a positive and significant effect, and Trust is proven
to be the dominant factor influencing students' Financial Behavior.
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