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Implementation Financial Literation and Utilization of Information Technology in UMKM Performance


Implementasi Literasi Keuangan dan Pemanfaatan Teknologi Informasi Pada Kinerja UMKM

##article.authors##

  • Afida Rahmah Universitas Muhammadiyah Sidoarjo
  • Sarwenda Biduri Universitas Muhammadiyah Sidoarjo,https://orcid.org/0000-0003-0523-5338

DOI:

https://doi.org/10.21070/ups.928

Keywords:

Literasi keuangan, Pemanfaatan Teknologi Informasi

Abstract

Main Purpose this study seeks to determine the implementation of financial literacy and understanding of information technology on the performance of UMKM. Method this study used a qualitative descriptive method with several UMKM actors. Main findings UMKM actors are not optimal in utilizing existing information technology, many of them still have little knowledge of information technology in the business they are undertaking. Theory and  practical  implications the government must position itself as a coach and educator for UMKM actors. In addition, it also provides more knowledge about financial literacy and conducts training on how to make the most of information technology. Novelty this research raises concerns about UMKM actors in implementing financial literacy and the use of information technology.

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Posted

2023-04-18