Preprint has been published in a journal as an article
Preprint / Version 1

The Role of Customer Service in Increasing Sharia Banking Customer Satisfaction in The Era of Digitalization at BSI Throughout Wonocolo

Peran Customer Service Dalam Meningkatkan Kepuasan Nasabah Perbankan Syariah di Era Digitalisasi di BSI Sepanjang Wonocolo

##article.authors##

DOI:

https://doi.org/10.21070/ups.8065

Keywords:

Customer Service, Customer Satisfaction, Sharia Banking, Digitalisation, Islamic Banking, BSI

Abstract

This study examines customer service's role in enhancing customer satisfaction within Sharia banking in the digital era, using Bank SyariahIndonesia (BSI) Sepanjang Wonocolo Branch as a case study. Amidrapidtechnological advancements and the digitalisation of banking services, customer service has become increasingly vital in maintaining servicequality and fostering strong customer relationships. A qualitative approachwas employed, utilising observations, in-depth interviews, and document analysis to collect data. The findings reveal that customer servicepersonnel at BSI Sepanjang Wonocolo provide transactional assistanceand information, actively educate customers on digital bankingtools, respond promptly to complaints, and maintain effective and personalisedcommunication. These efforts have been shown to improve customer satisfaction and loyalty significantly. Therefore, optimising an adaptivecustomer service role in line with digital developments is essential for sustaining customer trust in the transformational landscape of Shariabanking.

Downloads

Download data is not yet available.

References

Pratama, A. W. (2022). Strategi Perbankan Syariah Menghadapi Persaingan Dalam Menarik Nasabah (Bank Maslahat Kota Bengkulu). IAIN Bengkulu.

Suganda, R. (2023). Analisis Terhadap Peluang Dan Tantangan Perbankan Syariah Pada Era Digital. Jurnal Ilmiah Ekonomi Islam, 9(1), 677–683. https://doi.org/10.29040/jiei. v9i1.7792

Tartila, M. (2022). Strategi Industri Perbankan Syariah dalam Menghadapi Era Digital. Jurnal Ilmiah Ekonomi Islam, 8(3), 3310–3316. https://jurnal.stie-aas.ac.id/index.php/jie

Garbo, A., & Latifah, H. R. (2024). Optimasi Pelayanan Nasabah Bank Syariah Indonesia MelaluiPenggunaan Kecerdasan Buatan. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 9(204), 846–862.

Irsyad, F. R., Siregar, F. A., Marbun, J., & Hasyim. (2024). pengaruh digitalisasi perbankan syariahn terhadap prediksi mahasiswa uin sultan maulana hasanuddin banten dalam memilih layanan perbankan. Transformasi: Journal of Economics and Business Management, 2(2),1– 18.

Parapat, E., Pebriansya, A., & Prayogo, I. (2024). Transformasi Digital dalam Sistem Informasi Perbankan Syari’ah: Masa Depan Keuangan yang Berkelanjutan. Jurnal Sistem Informasi Dan Ilmu Komputer, 2(1), 49–60. https://doi.org/10.59581/jusiik- widyakarya.v2i1.2205

A’yun, I., & Putri, S. D. A. (2022). Peran Digitalisasi dan Informasi Terhadap Kinerja Perbankan Syariah dalam Perspektif Society 5.0 Di Perekonomian di Indonesia. JIB: Jurnal Perbankan Syariah, 02(1), 1–10.

Utama, A. S. (2021). Digitalisasi Produk Bank Konvensional Dan Bank Syariah

Jurnal Justisia : Jurnal Ilmu Hukum, Perundang-Undangan Dan Pranata Sosial, 6(2), 113. https://doi.org/10.22373/justisia.v6i2.11532

Supriatin, N., & Aulia, D. (2022). Pengaruh Aset Perusahaan dan Legitimasi Organisasi Terhadap Kinerja Keuangan dengan Digitalisasi Sebagai Variabel Moderasi Pada Lembaga Perbankan diIndonesia. Jurnal Multidisiplin Indonesia, 1(1),319–329. https://doi.org/10.58344/jmi.v1i1.30

Meilani, A., & Sugiarti, D. (2022). Analisis Kualitas Layanan dan Kepuasan Nasabah Bank Syariah Indonesia. Jurnal Ilmiah Ekonomi Islam, 8(3), 2501. https://doi.org/10.29040/jiei.v8i3.6586

Fatimah, S. (2024). Nasabah Pengguna Layanan Bank Syariah Indonesia. 7(2), 74–88.

Gultom, M. S. D., & Rokan, M. K. (2022). Problematika Perbankan Syariah:

Solusi dan Strategi Digitaliasasi dalam Meningkatkan Kualitas Produk dan Layanan Perbankan di Bank Sumut Kantor Cabang Syariah Medan. ALEXANDRIA (Journal of Economics, Business, & Entrepreneurship), 3(1), 14–20. https://doi.org/10.29303/alexandria.v3i1.175

Muliani, S., Samri, Y., Nasution, J., Lathief, M., & Nasution, I. (2023). SEIKO : Journal of Management & Business Strategi Meningkatkan Kualitas Pelayanan Dalam Menarik Minat Nasabah Menggunakan Produk Tabungan IB Hijrah di Bank Muamalat KCP Stabat. SEIKO : Journal of Management & Business, 6(1), 389–408.

Winasis, S., & Riyanto, S. (2020). Digital Transformation in the Indonesian Banking Industry:

Impact on Employee Work Stress. IQTISHADIA: Jurnal Ekonomi Dan Perbankan Syariah, 7(1), 55–64. http://ejournal.iainmadura.ac.id/index.php/iqtishadia

Amarta, Priska Cintya dan NisaFauzatul Laily. 2024. Pengaruh Teknologi Digital

Dalam Perkembangan LayananPerbankan Syariah, Jurnal Ilmiah Research and Development Student (JIS) Vol.2, No 3, Page: 134- 145

Posted

2025-05-28