The Influence of Service Quality and Customer Trust on Customer Satisfaction at Bank BSI KCP Ahmad Yani
Pengaruh Kualitas Pelayanan dan Kepercayaan Nasabah terhadap Kepuasan Nasabah di Bank BSI KCP Ahmad Yani
DOI:
https://doi.org/10.21070/ups.7328Keywords:
Service Quality, Customer trust, Customer SatisfactionAbstract
The purpose of this study is to see how service quality and customer trust impact customer satisfaction at Bank BSI KCP Ahmad Yani. Service quality is assessed based on factors such as reliability, responsiveness, assurance, empathy, and physical evidence. On the other hand, customer trust is based on the integrity, ability, and honesty of the bank. The quantitative method used in this research is a survey. Data were collected through questionnaires distributed to one hundred customers who have used banking services for at least one year. The independent and dependent variables were evaluated through multiple linear regression analysis. The results show that service quality and customer trust affect customer satisfaction significantly and positively. Service quality, such as reliability and assurance, as well as integrity and the ability to attract customer trust, are the most important factors.
Downloads
References
A. Gofur, "Pengaruh Kualitas Pelayanan Dan Harga Terhadap Kepuasan Nasabah," Jurnal Riset Manajemen Dan Bisnis (JRMB), vol. 4, no. 1, pp. 37–44, 2019.
A. O. Viandhy and R. T. R., "Pengaruh Kualitas Pelayanan Terhadap Niat Ulang Dengan Menggunakan Produk Yang Lain Melalui Kepercayaan Nasabah Bank Syariah Mandiri Kantor Cabang Boulevard Di Surabaya," Jurnal JESTT, vol. 1, no. 8, pp. 546–564, 2014.
D. A. Agustina and D. Krisnaningsih, "Pengaruh Penggunaan BSI Mobile Terhadap Kepuasan Nasabah di BSI Cabang Jenggolo," Jurnal Tabarru’: Islamic Banking and Finance, vol. 6, pp. 179–191, 2023.
A. Zulianto, "Pengaruh Pengetahuan dan Brand Image Terhadap Minat Memilih Produk Tabungan Mudharabah pada Koperasi Syariah BTM Dinar Nasyiah 2 Sumberrejo," Jurnal Kajian Keislaman Dan Pendidikan, vol. 11, no. 2, pp. 17–34, 2019.
F. Hasanah, "Pengaruh tingkat religiusitas, pengetahuan, kualitas produk dan kualitas pelayanan terhadap preferensi menabung mahasiswa Universitas Muhammadiyah Palembang pada bank syariah," Jurnal Akuntansi Dan Bisnis, vol. 5, pp. 485–495, 2019, doi: 10.32502/jab.v4i1.1815.
F. N. Latifah and M. R. Maika, Manajemen Pemasaran Bank Syariah. Sidoarjo: UMSIDA Press, 2019.
D. M. Indrasari, Pemasaran & Kepuasan Nasabah. Surabaya: Unitomo Press, 2019.
J. D. A. Masruchin and -, "Pengaruh Kualitas Layanan Antar Jemput dan Penanganan Komplain Terhadap Kepuasan Nasabah Produk Tabungan PT. BPRS," Jurnal Ilmiah Ekonomi Islam, vol. 9, no. 1, pp. 1430–1437, 2023, doi: 10.29040/jiei.v9i1.8477.
M. Utami and T. Handayani, "Pengaruh kualitas layanan dan kepercayaan nasabah terhadap loyalitas nasabah," Journal Conference on Islamic Management, Accounting and Economics (CIMAE), vol. 2, pp. 170–178, 2019.
M. N. H. Ryandono and R. W., Manajemen Bank Islam. Yogyakarta: UAD Press, 2018.
M. A. Fauzan, "Keunggulan Produk Dan Penerapan Nilai Islam Dan Pengaruhnya Terhadap Kepuasan Nasabah Bank Syariah (Studi Kasus Bank Syariah Indonesia Cabang Makassar)," Islamic Banking, Economic and Financial Journal, vol. 2, pp. 103–118, 2022.
M. Zakiy and E. P. A., "Pengaruh Kualitas Layanan Terhadap Loyalitas Nasabah Bank Syariah Dengan Kepuasan Nasabah Sebagai Variabel Intervening," Jurnal Ekonomi Dan Bisnis Islam, vol. 3, no. 1, pp. 26–38, 2017.
P. D. Cahyani, "Tingkat Kepuasan Nasabah Terhadap Kualitas Layanan Perbankan Syariah di Yogyakarta," Jurnal Bisnis Dan Manajemen, vol. 6, Sep., pp. 151–162, 2016, doi: 10.15408/ess.v6i2.3570.
S. Raihana and R. A. A., "Pengaruh Pengetahuan, Religiusitas, Lokasi, Dan Lingkungan Sosial Terhadap Minat Menabung di Bank Aceh Syariah Cabang Jeuram," Global Journal of Islamic Banking and Finance, vol. 2, no. 2, pp. 110–123, 2019.
Sugiyono, Metode penelitian kuantitatif, kualitatif dan kombinasi (mixed methods). Bandung: Alfabeta, 2011.
S. Syabatullah and K. T., "Kompetensi Customer Service Dalam Meningkatkan Pelayanan Nasabah Pada Kantor Bank Syariah Indonesia KC Padangsidimpuan," Jurnal Sains Student Research, vol. 2, no. 1, pp. 342–361, 2024, doi: 10.61722/jssr.v2i1.565.
Syahrum and Salim, Metodologi Penelitian Kuantitatif. Bandung: Citapustaka Media, 2012.
T. Winasih and L. Hakim, "Peran Kepuasan Sebagai Variabel Mediasi Kualitas Layanan dan Kepercayaan Nasabah terhadap Loyalitas Nasabah Bank Syariah," Jurnal Ekonomi & Perbankan Syariah, vol. 8, pp. 205–221, 2021, doi: 10.1905/iqtishadia.v8i2.4152.
Y. N. Setyawan and E. Japarianto, "Analisa Pengaruh Kepercayaan, Jaminan Rasa Aman, dan Aksesibilitas terhadap Minat Menabung Nasabah Bank Danamon di Surabaya," Jurnal Manajemen Pemasaran Petra, vol. 2, no. 1, pp. 1–8, 2014.
Y. Andesra, "Peran Kualitas Pelayanan Dalam Membangun Kepercayaan Dan Loyalitas Nasabah Bank Syariah Mandiri Cabang Simpang Empat," Jurnal Apresiasi Ekonomi, vol. 4, pp. 139–150, 2016.
Downloads
Additional Files
Posted
License
Copyright (c) 2025 UMSIDA Preprints Server

This work is licensed under a Creative Commons Attribution 4.0 International License.
