The Influence of Financing to Deposit Ratio (FDR), Operational Costs on Operating Income (BOPO), and Non-Performing Financing (NPF) on the Profitability of Sharia Banks in Indonesia
Pengaruh Financing to Deposit Ratio (FDR), Biaya Operasional terhadap Pendapatan Operasional (BOPO), dan Non Performing Financing (NPF) Terhadap Profitabilitas Bank Syariah di Indonesia
DOI:
https://doi.org/10.21070/ups.6370Keywords:
FDR, BOPO, NPF, ProfitabilityAbstract
The Indonesian economy continues to develop, especially in the banking financial sector which plays a significant role in the Indonesian economy. Banking performance is very important because banking is a trusted company that must demonstrate its credibility to attract more customers, one of which is by increasing profitability. This research aims to test and analyze the influence of FDR, BOPO, NPF on the profitability of sharia banking in Indonesia. The population in this research is Indonesian sharia banking companies listed on the BEI in 2018 - 2022. The number of samples in this research is 11 sharia banks. Determination of the sample was obtained using ipurposive sampling. Testing was carried out using multiple linear regression analysis, classical assumption testing, and hypothesis testing. The results of this research show that iFDR and NPF do not have a significant influence on profitability, while BOPO has a significant influence on profitability.
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