Preprint has been published in a journal as an article
Preprint / Version 1

Juridical Review of Customers’ Personal Data Leakage Due to Hacking and Its Status as a Hardship In Banking


Tinjauan Yuridis Kebocoran Data Pribadi Nasabah Akibat Peretasan dan Statusnya sebagai Hardship dalam Perbankan

##article.authors##

DOI:

https://doi.org/10.21070/ups.6134

Keywords:

Personal data breaches, Banks, Hacking

Abstract

This research aims to analyze in depth the hacking that occurred in the banking sector. Apart from that, this research will also explain that hacking is a criminal act that results in losses for the parties involved. This research uses a normative method by taking a statutory approach. As well as researching more deeply regarding the ITE Law Article 30 Paragraph (1) and Paragraph (2). This research explains that hacking that occurs whether in the banking sector or not is an unexpected event or cannot be predicted by the parties involved. However, data leakage due to hacking cannot be categorized as a hardship because the Bank should be responsible to its customers because the Bank is entrusted with ensuring security by maintaining the confidentiality of customer data in accordance with the rules in Article 40 Paragraph (1) of Law Number 10 of the Year 1998 About Banking.

Downloads

Download data is not yet available.

References

A. D. Artija dan S. B. Purwaningsih, “Legal Protection for Holders of Unused Foreign Brands in Terms of the First to File Principle in Indonesia : Perlindungan Hukum Pemegang Merek Asing yang Tidak Digunakan Ditinjau dari Prinsip First to File di Indonesia,” 11 September 2023, UMSIDA Preprints Server. doi: 10.21070/ups.3271.

S. A. Kusnadi, "Perlindungan Hukum Data Pribadi Sebagai Hak Privasi," AL WASATH J. Ilmu Huk., vol. 2, no. 1, Art. no. 1, Apr 2021, doi: 10.47776/alwasath.v2i1.127.

Undang-Undang Republik Indonesia No. 27 Tahun 2022, Database Peraturan | JDIH BPK. Accessed: Aug. 8, 2024. [Online]. Available: https://peraturan.bpk.go.id/Details/229798/uu-no-27-tahun-2022.

Undang-Undang No. 10 Tahun 1998, Database Peraturan | JDIH BPK. Accessed: Aug. 13 2024. [Online]. Available: http://peraturan.bpk.go.id/Details/45486/uu-no-10-tahun-1998

N. Maulana, T. Laurens, D. H. A. Faiz, dan T. Patrianti, "Manajemen Krisis PT. BSI Tbk Pasca Peretasan Data Nasabah," Innov. J. Soc. Sci. Res., vol. 4, no. 1, Art. no. 1, Feb 2024, doi: 10.31004/innovative.v4i1.8620.

G. Mediatama, "Menengok Kasus BSI dan Masalah Peretasan di Perbankan", kontan.co.id. Diakses: 13 Agustus 2024. Tersedia pada: https://keuangan.kontan.co.id/news/menengok-kasus-bsi-dan-masalah-peretasan-di-perbankan

Z. Aprilia, BTPN Blak-Blakan Soal Rekening Nasabah Dibobol, CNBC Indonesia. Diakses: 13 Agustus 2024. Tersedia pada: https://www.cnbcindonesia.com/market/20230823181317-17-465572/btpn-blak-blakan-soal-rekening-nasabah-dibobol

C. G. Gunadi, D. Subiran, E. P. Lee, L. A. Gunawan, dan N. Baretta, "Perlindungan Hukum Atas Kebocoran Data Pribadi," Proceeding Conf. Law Soc. Stud., vol. 4, no. 1, Art. no. 1, Nov 2023, Diakses: 13 Agustus 2024. Tersedia pada: https://prosiding.unipma.ac.id/index.php/COLaS/article/view/5158

T. Lestari, S. Muhti, and R. Yuliansyah, "Pertanggungjawaban Perbankan Dalam Melindungi Data Pribadi Nasabah Akibat Peretasan Studi Kasus Bank Syariah Indonesia," Jurnal Dunia Ilmu Hukum dan Politik, vol. 2, no. 3, pp. 48-59, May. 2024. doi:10.59581/doktrin.v2i3.3202.

S. Anissa dan M. T. Multazam, "Juridical Review of Law Enforcement Mechanisms for Violations of Personal Data Abuse in the Marketplace: Tinjauan Yuridis Mekanisme Penegakan Hukum terhadap Pelanggaran Penyalahgunaan Data Pribadi pada Marketplace," 29 Agustus 2023. doi: 10.21070/ups.2852.

R. Fachrizal, "Indonesia Peringkat Kelima Negara Paling Banyak Diretas Selama 2022," Info Komputer, Aug. 13, 2024. [Online]. Available: https://infokomputer.grid.id/read/123668280/indonesia-peringkat-kelima-negara-paling-banyak-diretas-selama-2022

E. F. Hidayati, "Keabsahan Pembuktian Elektronik dalam Persidangan Perdata di Pengadilan Agama," PA Kotabumi. Accessed: Aug. 13, 2024. [Online]. Available: https://pa-kotabumi.go.id/hubungi-kami/artikel-makalah/1037-keabsahan-pembuktian-elektronik-dalam-persidangan-perdata-di-pengadilan-agama.html.

M. K. Faridi, "Kejahatan siber dalam bidang perbankan,” Cyber Security dan Forensik Digit., vol. 1, no. 2, pp. 57–61, Mar. 2019, doi: 10.14421/csecurity.2018.1.2.1373.

Undang-Undang 19 Tahun 2016, Database Peraturan | JDIH BPK. Accessed: Aug. 8, 2024. [Online]. Available: https://peraturan.bpk.go.id/Details/37582/uu-no-19-tahun-2016.

D. J. Rasuh, " Kajian hukum keadaan memaksa (force majeure) menurut Pasal 1244 dan Pasal 1245 Kitab Undang-Undang Hukum Perdata ", Lex Privatum, vol. 4, no. 2, Feb. 2016. Accessed: Aug. 13, 2024. [Daring]. Tersedia pada: https://ejournal.unsrat.ac.id/index.php/lexprivatum/article/view/11366.

K. A. Kusuma, "Klausul Hardship dalam Prinsip-Prinsip Unidroit (Unidroit Principles) pada Tahap Pelaksanaan Kontrak ", Skripsi, Universitas Airlangga, 2009.

S. Rokoyah dan N. F. Mediawati, "Juridical Review of War-Related Trade Insurance Claims (Study at PT Asuransi Asei Indonesia Semarang Branch) [Tinjauan Yuridis Pelaksanaan Klaim Asuransi Perdagangan Terkait Risiko Peperangan (Studi Pada PT Asuransi Asei Indonesia Cabang Semarang)]", 29 Agustus 2023. UMSIDA Preprints Server. doi: https://doi.org/10.21070/ups.3048.

Posted

2024-08-16