The Influence of Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR) On The Return Of Assets At BCA Syariah Bank
Pengaruh Non Performing Financing (NPF) dan Financing to Deposit Ratio (FDR) Terhadap Return of Assets (ROA) Pada Bank BCA Syariah
DOI:
https://doi.org/10.21070/ups.5521Keywords:
Non Performing Financing, Financing to Deposit Ratio, Return of AssetAbstract
ROA is a bank's ability to make money from its assets, measured by return on assets. The determinants that influence ROA are NPF and FDR. The aim of this research is to find out the FDR and NPF that influence BCA Syariah Bank's ROA from 2018 to 2022. This research data uses secondary data from BCA Syariah Bank in the form of financial reports for the 2018-2022 period. The tests used in this research are multiple linear regression tests, classical assumption tests, and hypothesis tests. Data analysis using SPSS version 22. The research results show that NPF and FDR do not have a big impact on ROA. The insignificant regression coefficient and high p-value indicate that changes in NPF and FDR are not strong enough to affect ROA statistically.
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