DOI of the published article https://doi.org/10.30762/wadiah.v8i2.1344
Cash Waqf Linked Deposit; An Alternative to Higher Education Funding
Cash Waqf Linked Deposit; Sebuah Alternatif Pendanaan Pendidikan Tinggi
DOI:
https://doi.org/10.21070/ups.5398Keywords:
Sharia Bank, Islamic banks, Wakaf, Cash Waqf, DepositoAbstract
This research examines the implementation of the Cash Waqf Linked Deposit (CWLD) Series IPB-BSI-01 model at Bank Syariah Indonesia (BSI) and its impact on providing educational scholarships for university students. Using a qualitative descriptive approach with interviews and documentation, the study found that CWLD Series IPB-BSI-01 attracted over IDR 19.5 billion in waqf funds, reaching 19% of the national IDR 100 billion target. The success is attributed to the ease of access, fund management transparency, and clear scholarship benefits. However, challenges include insufficient socialization and literacy about CWLD products. The research concludes that the CWLD IPB-BSI-01 Series has significant potential for education waqf fundraising in Indonesia. Recommendations include intensive outreach, technology optimization, diversified fundraising strategies, enhanced transparency, and innovative product development.
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