The Influence of Productive Assets and NPF on Bank Mega Syariah Profits
Pengaruh Aset Produktif dan NPF Terhadap Laba Bank Mega Syariah
DOI:
https://doi.org/10.21070/ups.4075Keywords:
Productive Assets, NPF, Net ProfitAbstract
Calculating net profit is very important for companies to analyze the financial health of a company. Net profit is the value of profit or excess income obtained from a business activity within a certain period of time. This research aims to determine the influence of productive assets and NPF on Net Profit for the current year at Bank Mega Syariah for the 2018-2022 period. The research method uses quantitative methods with secondary data sources originating from monthly financial reports. Meanwhile, the data analysis uses multiple regression analysis and hypothesis testing. The results of this research show that there is a positive and significant influence between productive assets on Net Profit, there is a negative and significant influence between NPF on net profit and there is a positive and significant influence between productive assets and NPF on Net Profit for the current year at Bank Mega Syariah for the 2018-2022 period.
Downloads
References
T. N. Fitria, “Perkembangan Bank Syariah Di Indonesia,” Jurnal Ilmiah Ekonomi Islam, vol. 01, no. 02, pp. 75-87, 2015.
E. Suprianto, S. Hendry dan D. Rusdi, “Pengaruh NPF Terhadap Profitabilitas Bank Syariah Indonesia,” Jurnal Wahana Riset Akuntasi, vol. 8, no. 2, 2020.
M. D. Muflihin, “Perkembangan Bank Syariah Indonesi: Sebuah Kajian Historis,” Jurnal Ekonomi Syariah , vol. 4, no. 1, pp. 67-76, 2019.
I. N. Widhiasti, “Pengaruh Kualitas Aktiva Produktif Terhadap Profitablitas Bank Umum Syariah,” Jurnal Ekonomi dan Bisnis Islam, vol. 4, no. 2, pp. 200-208, 2021.
S. A. Silvia, “Pengaruh Kualitas Aset Terhadap Profitabilitas Pada Perbankan Syariah Di Inonesia,” Al Falah: Journal of Islamic Economics, vol. 2, no. 1, 2017.
L. Mukaromah dan D. Krisnaningsih, “Pengaruh Aset Produktif dan Non Produktif Terhadap Profitabilital Bank Central Asia Syariah Perode Tahun 2017-2021,” Jurnal Ilmiah Ekonomi Islam, vol. 9, no. 01, 2023.
M. Almunawaroh dan M. Rina, “Pengaruh CAR, NPF DAN FDR Terhadap Profotablitas Bank Syariah Indonesia,” Amwaluna: Jurnal Ekonomi dan Keuangan Syariah, vol. 2, no. 1, pp. 1-`18, 2018.
N. M. Nugraha dan F. I. Susyana, “Pengaruh NPM, ROA dan Current Ratio Terhadap Pertumbuhan Laba,” Jurnal Ekonomi Manajamen Perbankan, vol. 3, no. 1, 2021.
N. K. Bimantoro dan M. N. Ardiansyah, “Analisa Pengaruh Capital Adequacy Ratio (CAR), Retrun On Asset (ROA), Non Performing Financing (NPF) dan Financing To Deposit Ratio (FDR) Terhadap Pertumbuhan Laba Pada Bank Umum Syariah Di Indonesia Periode 2013 2017,” Jurnal Sains Ekonomi dan Perbankan Syariah, vol. 8, no. 2, pp. 16-35, 2018.
L. Maghfiroh, “Pengaruh Kualitas Aktiva Produktif dan Non Performing Financing Terhadap ROA Bank Umum Syariah Periode Tahun 2015-2018,” Skripsi Institut Agama Islam Negeri Ponorogo, 2020.
. N. J. Hasanah dan . C. Taufiq, “. Analisis Profitabilitas Resiko Usaha ROE Bank NTB Pasca Melakukan Konversi Menjadi Bank Umum Syariah,” Jurnal Tabbaru’: Islamic Banking and Finance, vol. 6, no. 1, 2023.
Downloads
Additional Files
Posted
License
Copyright (c) 2024 UMSIDA Preprints Server
This work is licensed under a Creative Commons Attribution 4.0 International License.