Analysis of the Factors Affecting the Bank Muamalat Indonesia's Profitability from 2012 to 2022
Analisis Faktor – Faktor Yang Mempengaruhi Profitabilitas Bank Muamalat Indonesia Tahun 2012 Sampai 2022
DOI:
https://doi.org/10.21070/ups.3931Keywords:
Capital Adequancy Ratio, Net Perfoming Financing Ratio, Financing to Deposit Ratio, BOPO Ratio, Return On AssetAbstract
The objective of this study was to evaluate the impact of CAR on the profitability of Bank Muamalat in Indonesia, analyze the effect of the NPF ratio on Bank Muamalat's profitability, investigate the influenceof FDR on the profitability of Bank Muamalat, and explore the impact of BOPO on Bank Muamalat's profitability in Indonesia. Secondary data, primarily sourced from financial reports available on the official Muamalat website (www.muamalat.com), was employed using documentation techniques. The study utilized time series data from 2012 to 2022 and applied a multiple linear regression model conducted the SPSS 26 program. The results indicated that, when examined individually, CAR had a negative and statistically insignificant effect on the profitability of Bank Muamalat. NPF showed a partially positive but insignificant impact on profitability. FDR displayed a partially positive insignificant effect on Bank Muamalat's profitability, while BOPO exhibited a positive and significant influence on the profitability of Bank Muamalat.
Downloads
References
S. P. Asep Muhammad Lutfi, Heri Erlangga, Nurjana, “Pengaruh Capital Adequacy Ratio Dan Bopo Ratio Terhadap Return On Asset pada PT. Bank muamalat Indonesia,TBK Periode 2010-2019,” Ekon. Efeketif, vol. 3, no. 3, pp. 420–428, 2021, doi: https://doi.org/10.26858/ja.v8i1.
K. Umam, “Sejarah Pembangunan Hukum Perbankan Syariah Di Indonesia,” Verit. Justitia, vol. 6, no. 2, pp. 250–273, 2020, doi: 10.25123/vej.3629.
N. Uin and D. Palu, “Analisis Faktor-Faktor Yang Mempengaruhi Profitabiltas Bank Umum Syariah di Indonesia,” Islam. Econ. J., vol. 2, no. 2, pp. 112–123, 2022.
M. Rohansyah, “Pengaruh Npf Dan Fdr Terhadap Roa Bank Syariah Di Indonesia,” Robust Res. Bus. Econ. Stud., vol. 1, no. 1, p. 123, 2021, doi: 10.31332/robust.v1i1.2620.
I. Rambe, “Analisis Kinerja Keuangan Pada PT. Bank Muamalat TBK,” Al-Iqtishad J. Islam. Econ., vol. 1, pp. 18–37, 2020, doi: http://dx.doi.org/10.24014/jiq.v16i1.9044.
M. I. S. Pratikto, C. B. Fabrela, and M. M. Basya, “Analisis Kesehatan Laporan Keuangan pada PT Bank Muamalat Indonesia Tbk dengan Menggunakan Metode Camel Tahun 2015–2019,” OECONOMICUS J. Econ., vol. 5, no. 2, pp. 75–85, 2021, doi: 10.15642/oje.2021.5.2.75-85.
W. A. Rena and L. Hartiningtyas, “Analisis Faktor-Faktor Yang Mempengaruhi Profitabilitas Pada Bank Muamalat Indonesia Periode 2014-2022,” Edunomika, vol. 07, no. 02, pp. 1–7, 2023, doi: http://dx.doi.org/10.29040/jie.v7i2.8577.
D. Natasha, “Analisis Faktor-Faktor yang Mempengaruhi Profitabilitas Pada PT. Bank Muamalat Indonesia, tbk. (Periode 2002-2013),” J. Ilmu Manaj. Retail, vol. 1, no. 1, pp. 45–62, 2020, doi: https://doi.org/10.37150/jimat.v1i1.966.
M. R. M. Silvia Andriani, “CAR and BOPO on ROA of Bank Muamalat Indonesia for The 2017 – 2021 Period [ CAR dan BOPO Terhadap ROA Bank Muamalat Indonesia Periode,” pp. 1–12, 2021.
M. Prof. Dr. H.M. Sidik Priadana and M. M. Ch. Denok Sunarsi, S.Pd., Metode Penelitian Kuantittaif. 2021.
Downloads
Additional Files
Posted
License
Copyright (c) 2024 UMSIDA Preprints Server
This work is licensed under a Creative Commons Attribution 4.0 International License.
