The Influence of Musharaka Financing and Mudharaba Financing On Profitability In The Bank Muamalat Indonesia Period 2017-2021
Pengaruh Pembiayaan Musyrakah dan Pembiayaan Mudharabah Terhadap Profitabilitas Bank Muamalat Indonesia Periode 2017-2021
DOI:
https://doi.org/10.21070/ups.327Keywords:
Profitability, Musharaka Financing, Mudharabah FinancingAbstract
This study discusses the influence of musharaka financing and mudharaba financing on the profitability in the Bank Muamalat Indonesia period 2017-2021. The population in this study is Bank Muamalat Indonesia with secondary data from quarterly financial reports with data sources published through Bank Muamalat’s website. The method appliedin this test uses the classical assumption test, with measuring tools using IBM SPSS Statistics’22 with the dependent variable (profitability) and independent variables (mudharaba financing and musharaka financing). Based on the partial test results, mudharaba financing obtaind tvalue (122) < ttable (4.302) has no effect on profitability, while musharaka financing obtained tvalue (074) < ttable (4.302) has no effect on profitability. Simultaneously mudharabah financing and musharaka financing obtained (0.992 > 0.05) did’t have a rapid an significant effect on profitability.
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