The Profitability Ratio Analysis on Profit Growth Due to the Covid - 19 Pandemic at PT. Bank KB Bukopin Syariah
Analisis Rasio Profitabilitas terhadap Pertumbuhan Laba dampak Pandemi Covid – 19 di PT. Bank KB Bukopin Syariah
DOI:
https://doi.org/10.21070/ups.2661Keywords:
Kb. Bukopin Syariah, Profitability, Covid-19 PandemicAbstract
This study aims to analyze the effect of profitability ratios on profit growth at PT. Bank KB Bukopin Syariah before, during and after the COVID-19 pandemic. This research was conducted by collecting bank financial data for several periods relevant to the pandemic, namely before the pandemic, during the pandemic, and after the pandemic. The profitability ratios used include Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM). By understanding the relationship between profitability ratios and profit growth in the context of economic changes, this study provides guidance for PT. Bank KB Bukopin Syariah takes strategic steps according to fluctuating market situations and condition. The results of this study simultaneously profitability has an effect on profit growth, partially NIM profitability analysis has no significant effect but ROA and ROE have a significant effect on Kb Bukopin syariah profit growth in the 2017-2022 financial statements.
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