The Concept of Peer to Peer (P2P) Lending Based on POJK Number 10/POJK.05/2022
Konsep Peer to Peer (P2P) Lending Berdasarkan POJK. Nomor 10/POJK.05/2022
DOI:
https://doi.org/10.21070/ups.2075Keywords:
P2P Lending, Business Activities, FintechAbstract
This article is entitled The Concept of P2P Lending Based on POJK Number 10/POJK.05/2022. In Indonesia, the growth of P2P Lending has been very rapid in recent years, business models and collaborations with other parties have continued to grow and become more complex. The development of this industry needs to be directed so that it can provide optimal contributions through funding to the business sector. The Financial Services Authority as a regulatory and supervisory agency plays an active role in supervising the development of technology-based funding services to comply with POJK Number 10/POJK.05/2022. This paper aims to analyze how the P2P concept carries out its business activities and the schemes in P2P Lending in providing loans to Borrowers who have been screened by platforms through P2P Lending.
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