The Responsibility Of The Directors P2P Lending In The Event Of Unlawful Acts Againts Investors
Pertanggung Jawaban Direksi P2P Lending Dalam Hal Terjadinya Perbuatan Melawan Hukum Terhadap Investor
DOI:
https://doi.org/10.21070/ups.11253Keywords:
P2P Lending, Unlawful Acts, Directr’s LiabilityAbstract
The development of peer-to-peer (P2P) lending services in Indonesia provides alternative financing and investment opportunities, but also poses a risk of loss for investors. This study aims to analyze the legal relationship between providers, funding recipients, and investors, as well as the civil liability of directors in the event of unlawful acts. The study uses a normative juridical method with a statutory regulatory approach and literature review. The results show that providers play a crucial role in risk management, while directors can be held civilly liable if proven to have committed negligence that meets the elements of Article 1365 of the Civil Code. Strengthening the governance and accountability of providers is necessary to improve investor protection.
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